Bankruptcy

Experienced Bankruptcy Attorneys, Milwaukee, Wisconsin

Have you tried debt consolidation, but collectors continue to harass you daily looking for late payments? You need an experienced bankruptcy lawyer.

At Welcenbach Law Offices, S.C., we have represented hundreds of clients looking for debt relief through Chapter 7 or Chapter 13 bankruptcy. The attorneys at our law firm offer clients a holistic approach by looking at their current and long-term needs to provide them with the best legal representation possible. Contact us today to schedule a free initial consultation with one of our experienced bankruptcy attorneys.

Credit Relief through Chapter 7 or Chapter 13 Bankruptcy

The lawyers at our firm have represented professionals who lost their jobs, college students overwhelmed with credit card debt, and homeowners up-side-down on their mortgages. Everyone's circumstance is unique, so we tailor our approach based on clients' specific needs and goals. The attorneys at our law firm take pride in working closely with each client to determine if filing Chapter 7 or 13 bankruptcy will help their financial situation.

As a first step, we review clients' financial circumstances to determine if they qualify for Chapter 7 bankruptcy. This is beneficial for individuals who make less than the median income in Wisconsin and have few assets. After 90 days, all unsecured debt, such as medical bills, credit card debt and back rent will be discharged.

For individuals who do not qualify for Chapter 7, we help them file for Chapter 13 bankruptcy. This is an option for individuals who have an income and can not pay off their debts. The debts will be organized into a five-year plan, and filing stops garnishment of wages or repossession of cars. Before one files for Chapter 13, they must participate in credit counseling.

Contact Us Today

If you file for bankruptcy, this will appear on your credit report for 10 years. But you will likely be more credit worthy since your old debts have been discharged. We will clearly explain this during a free initial consultation.

Contact us by e-mail or call us at (414) 774-7330 to schedule an appointment. We offer convenient appointments at our law office, which is centrally located, near the Mayfair Mall.